Resource Details

After the Harvest: Identifying Financial and Seasonal Stress in Farmers and Ranchers

University of Arkansas

Erica Barnes Fields, Ryan Loy, Ron Rainey

2026

During the post-harvest months, cash flow often tightens just as operating notes, equipment payments, property taxes, and pre-season input decisions come due. Together, these pressures create a particularly vulnerable period between November and February, when financial demands peak just as emotional resilience often declines.

Topics: Asset Protection